Types of Combi Boilers and which is right for you.

by

Caz

The reason efficiency is important in regards to boilers is that our domestic boilers account for around 60% of all the carbon dioxide (CO2) emissions. Also produced is NOx which is pollutants which causes acid rain that damages our earth’s protective ozone layer. This is why getting an energy efficient boiler is about the one best thing you can do to help our environment.

Glow-worm is becoming one of the most popular choices in the UK market. It comes in either combi, open vent or seal system boiler in a whole variety of outputs which suit all domestic needs. The Ultracom cxi boiler is SEDBUK A rated and has been recommended by the Energy Saving Trust with a NOx class 5 rating which is the best possible. It has the ‘Eco’ setting which provides even more levels of energy saving which makes it very economical. It is available in either 24kW, 30kW and 38kW and hot water flow rates up to 15.51/min with a 5-second hot water response. It comes with a very stylish back lit digital control which provide 24 hour single or two channel control for heating and hot water pr-heat function. With simple push button controls it takes just a matter of seconds to set and alter programs which gives us customer lots of flexibility. Another nice feature is the outdoor sensor which creates a full weather compensation system. Those living in a one bedroom flat would only need the 24kW model.

Another type of boiler which is made by Glow-worm is the Flexicom range condensing boilers. This type of boiler is ideal when you are replacing and old boiler as it will fit anywhere. It is a very high efficiency combi boiler with a direct rear flue. It is so compact it will fit inside any standard kitchen cupboard. It is named after these very features, the Flexi as it is so flexible and the com for being so compact. With regards to installation this boiler has thought of everything. It has a pull-out electrical connection block meaning there is no need to remove the front case during installation. Also included is a pre-fixing jig, upward piping frame and the usual technical back-up with Glow-worm provide. Again this range is available as a combi, open vent or sealed system boiler with a range of outputs to suite any size home. Also rated by the Energy Saving Trust and comes with the top A rated with a NOx class 5 rating.

Another good boiler on the market is the Potterton Promax Combi HE Plus. Potterton have been made over 5 million boilers for more than 150 years. Today Potterton only use latest proven technology on their Promax He ranges which ensure that all their boilers have an A rated and have low NOx emissions’. Like the Ultracom or Flexicom that Glow-worm make these Promax boilers come in either combi, open vent or sealed system boiler and offer different output ranges to suit all sized homes.

As a guide to what sort of output is required depends on the size of house you live in. If you live in a one bedroom flat you will need a boiler with an output of 24kW. A typical 2/3 bedroom semi detached house would need a 28 30kW model . With a 3/4 bed detached property a 30kW 38kW is needed and anything biggr would need a sealed system boiler.

You really need to speak to a expert boiler installation company about what sort of boiler is best suited for your needs. Also remember many of the top companies are still offering the boiler scrappage scheme which means you could save hundreds of pounds off a new energy efficient boiler.

Northern Gas Heating – the UK’s local supplier of new

Central Heating

Systems including

Combi boilers

.

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Types of Combi Boilers and which is right for you.}

Real Estate Contract Contingencies – What You Need to Know

by

Pat Perkins

What Are Contingencies in a Real Estate Contract?

A contingency is a formal clause in a real estate contract that enumerates particular conditions that must be met by either the buyer or the seller in order for the principals to proceed to the next step in the contract. Found in every offer-to-purchase or sell contract, contingencies protect the interests of both buyers and sellers. Failure to meet a particular contingency can result in breach of contract and possible penalties to the party at fault.

Basic Contingencies in Real Estate Contracts

Contingencies are divided into categories according to their purpose: (1) protection for the seller (2) protection for the buyer and (3) mutual protection of both buyer and seller. Most real estate contracts contain two universal contingencies: a mortgage contingency and a home inspection contingency.

Mortgage Contingency – The mortgage contingency stipulates that the buyer will make every effort to obtain a mortgage for a particular amount, at a prevailing interest rate within a specified period of time. If the buyer succeeds in obtaining a mortgage as described, the mortgage contingency is said to be removed. If the buyer fails to obtain a mortgage, the contingency is unmet and the buyer may withdraw from the contract without penalty. A mortgage contingency therefore protects the interests of the buyer by releasing him from the contract to purchase if financing is unavailable.

Home Inspection Contingency – This contingency protects the buyer because it allows the buyer to withdraw from a contract without penalty, including the return of any deposits made, if the home inspection reveals the house to be unsuitable because of issues like material defects, significant termite damage or dangerous electrical wiring. If the issues discovered are fixable, the buyer has the right to negotiate the repairs he wants with the seller. In turn, the seller may agree to repair everything, a few things or in some cases, even refuse to make any repairs. If agreement on repairs cannot be reached, the contingency cannot be removed and the contract becomes null and void.

Other Common Contingencies

There can be as many contingencies in real estate contracts as there are needs of buyers and sellers. Even though most contracts are boiler-plate, it is more common than not for additional contingencies to be added depending on the protections needed by the principals. In some states it is perfectly acceptable for the real estate agent representing the principal to add contingencies as needed. In other states, only an attorney can add a contingency.

Attorney Review Contingency – One of the contingencies most commonly added by real estate agents is a 24-hour attorney review. This means that after the contract has been signed by both the buyer and seller, the buyers attorney has 24 hours to go over the contract and approve it before it becomes official. An attorney review insures the legality of a contract, an important safeguard for both buyer and agent, especially in states where agents may add contingencies as needed.

Sale of Buyers Home Contingency Agents refer to these contingencies as Hubbards. A Hubbard can be used effectively in any type of market; however, they are used more often in a slow market than a normal market. A Hubbard contingency allots the buyer a specified period of time to sell his/her current home before buying the new one. If the buyers current house does not sell within the stipulated time (usually 2-3 months) and the buyer does not want to buy the new house without the sale of his/her old home, the contract to purchase the new house is voided without penalty. This protects the buyer from becoming over-leveraged by owning two homes at once.

There is a caveat, however, that provides some protection for the seller. During the period allotted to the buyer for the sale of his/her home, the seller may continue to market the home on which the Hubbard contingency has been placed. If the seller receives a second offer from another buyer that is more attractive than that constrained by the Hubbard, the seller is free to accept the second offer if the first offeror, after being notified, does not want to proceed to closing.

Reverse Hubbard This contingency gives the seller a specified period of time to locate a new home after an offer to purchase has been accepted. If a suitable home is not found, the seller may withdraw from the contract without repercussions. Just like buyers, most sellers prefer to sell the home they are in before buying another. If sellers have no pressing need to sell and a substitute home that they like cannot be found, they may decide not to sell at all.

Miscellaneous Contingencies

Contingencies can be as varied as the circumstances require. For example, suppose you are a buyer and you find a nearly perfect home except it lacks the in-ground pool on which you had your heart set. You wouldnt mind installing the pool yourself after purchasing the house, but you have no idea if the backyard is large enough to accommodate a pool that would meet all the town requirements of setbacks from the road and from adjoining properties. Your agent or attorney can write a contingency into your offer to purchase that allows you a specified time to investigate the feasibility of installing a pool and permits you to withdraw from the contract should the yard not accommodate a pool.

Contingencies from buyers can include anything from asking a seller to remove a deteriorating shed to installing a new septic system. Similarly, sellers will sometimes present their own contingencies in their offers to sell like asking buyers to allow them to store, for a specific period of time, a second automobile on the property after the sale or making the offer to sell contingent on closing by a particular date.

There are two main points to remember when using contingencies in purchase and sale contracts. First, multiple or unreasonable contingencies by either buyer or seller tend to weaken the position of each. Sellers should require as little as possible from buyers to avoid turning them off and buyers run the risk of having their offers refused if the contingencies are perceived by sellers as off-putting.

The second point to remember is to work with an experienced and licensed real estate agent and a local real estate attorney to ensure that the contract protects your interests. Once you have secured a tight, tidy contract you can relax knowing that your rights are protected.

Pat Perkins is a copywriter for Yodle Local, a

business directory

an online advertising company. Find more

real estate

tips and info at yodle local.

Real Estate Contract Contingencies – What You Need to Know

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